At the beginning of 2024 Sustainable Insurer outlined five key themes for the year ahead, centred around the adaptation and resilience agenda and the increasing complexity of ESG regulations.

2024 has again been a busy year for the marine war market with Houthi activity in the Red Sea causing widespread disruption to global shipping along with a number of constructive total losses for insurers.

Americans obtain their healthcare through insurance. That is unfortunate for an industry already freighted with reputational burdens. The valuable social role of insurance needs stauncher defenders, writes William Pitt.

Efforts to repeal the Federal Insurance Office have been simmering ever since it was established as part of the Dodd-Frank Act in 2010, and under Donald Trump’s second presidential administration, they may prove successful.

As the impact of extreme heat on communities and insurance portfolios grows, so does the need for more sophisticated modelling technology and mitigation strategies.

Asset management partnerships or sales will remain on the agenda for European insurers in 2025 due to the wave of consolidation among the region’s asset managers and a pressure for insurers to rationalise their business models and lift capital returns.

Bancassurance may soon see a resurgence in Europe thanks to an obscure accounting quirk due to take effect in January 2025 which is expected to fuel deal-making between banks and insurers, according to market sources.

If Gallagher’s purchase of AssuredPartners closes at the $13.45bn value announced, it would be the largest insurance broker acquisition on record.

Shares in Europe-listed P&C (re)insurers delivered their second-strongest performance of the year in November, amid an otherwise subdued month for European equities.

Lloyd’s will trade into 1.1.25 with an initial market stamp capacity of at least £57bn ($71.8bn) – a new record high – with a minimum of 51 surveyed syndicates increasing their business plans for next year.